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Standard Types of Homeowner Insurance
Protects your primary home from the things that can damage your home belongings, or hurt you financially. It covers wind/hail damage, fires, lightning, theft, and more. Plus injuries that occur on your property and lawsuits against you.
Dwelling Fire Policies are similar to homeowners policies but have one major difference-occupancy. If you own a home, but do not live in it, then a dwelling fire policy is the right option for you.